By situation

Business funding by situation

Payroll on Thursday, an ATO date, a supplier switching you to cash on delivery, a settlement that's come up short. Pick the situation and see the options by timeline.

Call 1300 752 188 Enquire online →No credit check to enquire

pay day

Payroll due

Need a business loan for payroll? Cover wages, PAYG and super when pay day arrives before customer payments — options for today, this week and later.

ATO payment deadline

Can't cover an ATO payment by the due date? Lodge on time, weigh an ATO payment plan against funding, and see what's possible today, this week or later.

Supplier wants COD

Supplier moved you from 30-day terms to cash on delivery? How to fund the next order before it ships, rebuild terms, and what to have ready when you call.

Stock for a big order

Landed a big order but the supplier wants a deposit first? How to fund stock and supplier deposits before your customer pays, with options by timeline.

Contract security

Won a tender or contract and need to lodge security, a deposit or mobilisation costs fast? How to fund it before the deadline, with options by timeline.

Settlement shortfall

Settlement shortfall on a business property or purchase? How to close the gap before settlement day, what's possible by timeline and what to have ready.

Equipment breakdown

Critical equipment broke down and work has stopped? How to fund a repair or replacement quickly, repair-versus-replace maths, and options by timeline.

Wages for a new contract

Won a contract that needs more staff before the first invoice is paid? How to fund wages, super and start-up costs, and size the gap with a simple timeline.

Lease bond or guarantee

Signing a commercial or retail lease and the bond, bank guarantee or advance rent is due fast? How to fund lease security and fit-out deposits before handover.

Insurance excess or gap

Storm, fire, theft or breakdown — and an excess, uninsured loss or slow claim to cover? How to fund repairs and keep trading while the claim runs.

Call or enquire

Clock's ticking? Ring the Deadline Desk.

Tell us the date, the amount and what it's for. A real person checks what can realistically land in time — and there's no credit check just for asking.

1300 752 188

Call now Enquire online →

Your promise slip

No credit check to enquire

Ringing or enquiring about your deadline leaves your credit file untouched. A credit check only comes up once you choose to proceed.

No spray-and-pray

We don't fire your details at a dozen lenders and hope. One team looks at your deadline and matches it to the option that can actually meet it.

A real person on the line

A specialist reads every enquiry and calls you back. Straight answers on the form mean the first call can be about solutions, not questions.