Deadline Desk line Got a date you can't miss? Ring or enquire — no credit check to ask. 1300 752 188

By deadline

Business funding by deadline

Start with the date. Today, Friday, the end of the month, day 21 of a director penalty notice, 30 June — each window opens some doors and closes others. Here's what's realistically possible in each.

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today

Need it today

Need business funds urgently, today? What can realistically land before close, which options can move that fast, and what to have ready when you ring.

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this week

By Friday

Need business funds by Friday? A practical Monday-to-Friday plan: what each day should achieve, which options fit a five-day window and what to have ready.

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48 hours

Within 48 hours

Need a business loan within 48 hours? What has to line up — property, paperwork, signatures — and what you can realistically borrow in a two-day window.

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14 days

Two weeks out

Need business funding within two weeks? How to use a fortnight to compare options, borrow only the gap and avoid a last-minute scramble before the due date.

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month end

End of month

Facing an end-of-month cash crunch? How rent, wages, supplier accounts and repayments stack up, and the funding options for each timeline.

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day 21

DPN: 21 days

Received a director penalty notice? How the 21-day clock works, why it may already be running, and how funding can pay the company's ATO debt before day 21.

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payday + 7

Payday super

Since 1 July 2026, super must reach the fund within 7 business days of payday. What that does to cash flow, and how to fund pay runs when receipts run late.

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30 June

EOFY: 30 June

Working to the 30 June EOFY deadline? What has to happen before the financial year ends, how the $20k instant asset write-off works, and funding by timeline.

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mid-December

Christmas shutdown

Business funding before the Christmas shutdown: the 2026 public holiday dates, the last practical week to settle, and how to cover shutdown wages and January.

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Call or enquire

Clock's ticking? Ring the Deadline Desk.

Tell us the date, the amount and what it's for. A real person checks what can realistically land in time — and there's no credit check just for asking.

1300 752 188

Your promise slip

No credit check to enquire

Ringing or enquiring about your deadline leaves your credit file untouched. A credit check only comes up once you choose to proceed.

No spray-and-pray

We don't fire your details at a dozen lenders and hope. One team looks at your deadline and matches it to the option that can actually meet it.

A real person on the line

A specialist reads every enquiry and calls you back. Straight answers on the form mean the first call can be about solutions, not questions.