How the Deadline Desk Works: From First Ring to Funds

Most business finance processes are built around the lender's timetable. Ours is built around yours. Every step below is designed to answer one question as early as possible: can this realistically happen before your deadline?

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1. Ring or enquire — with the date first
Call 1300 752 188 or send the 60-second enquiry. Lead with the deadline: the date, the time, the amount, what it's for and whether there's property. No credit check is involved in asking.
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2. A straight answer on the window
A specialist reads your enquiry and calls you back. Early in that conversation you'll hear whether your window is realistic — and if it isn't, the fastest workable alternative.
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3. One round of paperwork
Bank statement access, ID for each signatory, the bill or notice behind the deadline, and property details if there's security — sent together, through secure links.
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4. Assessment and documents
The option is assessed and documented. For property-secured loans, valuation and legal steps run in parallel. Signatories are lined up for signing day.
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5. Funds land — to you or to whoever you owe
Funds are released to your account or, where the lender allows, straight to the supplier, landlord, settlement or the ATO.

Why the date comes first

A $60k problem due next month and a $60k problem due tomorrow are completely different problems. The first can be solved a dozen ways; the second has two or three realistic routes at most. Leading with the date means the specialist can rule out options that can't move fast enough and focus on the ones that can. The deadline planner shows the same logic: business days left, what's possible in that window, and the dates to work back to.

What makes the difference on speed

Ringing early in the day — and early in the week.
Sending documents together, not one at a time. See the same-day documents checklist.
Signatories who are reachable. See who needs to sign.
A clear exit — how the funding gets repaid. See exit plans.
Property details on hand if there's security. See property details.

Our promises, step by step

No credit check when you ask. No spraying your details across a list of lenders. A real person on every enquiry. And honesty about timeframes: when we say something is possible, we mean possible — and we'll tell you early if your window isn't.

Please be accurate when you fill in the enquiry — the real amount, the real date and any property. That's what lets the first call be about solutions.

Common questions

How long does the whole process take?

It depends on the security and the paperwork. With property, $20k to $250k is possible the same day and up to $5m within 24 to 48 hours. Smaller unsecured amounts can sometimes be funded the same day. Larger or more complex situations take longer.

What slows things down most?

Missing documents and unavailable signatories — far more often than the lending decision itself. The ready-to-call guides and the call-ready sheet help you avoid both.

Does enquiring commit me to anything?

No. Enquiring is free, involves no credit check and doesn't commit you to anything. You decide whether to go ahead once you've heard the options.

Will I be passed between lots of people?

No. Your enquiry stays with one team, and you'll deal with a real person who knows your deadline.

How the Deadline Desk works