Deadline Desk FAQ

It depends on security, amount and paperwork. With residential or commercial property as security, $20k to $250k is possible the same day and up to $5m is possible within 24 to 48 hours. Smaller unsecured amounts can sometimes be funded the same day for established trading businesses. These timeframes are possible, not guaranteed.

There's no fixed cut-off, but same-day outcomes are most realistic when you ring before mid-morning with documents ready. Afternoon calls often turn into next-morning funding.

Not necessarily. Ring anyway. The first job is getting a confirmed new date from whoever you owe; funding can then be arranged against that.

Often, yes. Many lenders can pay the creditor directly, which can be quicker and gives the creditor certainty. You'll need verified payee details and any reference numbers.

Yes. Banks, valuers and solicitors mostly work business days, so a public holiday in your state — or the payee's — removes a working day from your window.

Property-secured business loans run from $20,000 to $5,000,000. Unsecured, cash-flow and line-of-credit options for trading businesses are typically $5,000 to $500,000, sized on turnover and bank statements.

No. Unsecured options exist for trading businesses. Property opens up larger amounts and some of the fastest outcomes.

Often. ATO debt is considered case by case, and funding is commonly used to clear tax debts before a fixed date such as a director penalty notice deadline.

Past credit issues are considered case by case too. Mention them up front — it helps us find an option that fits rather than one that falls over later.

It has to be for business purposes. We don't arrange consumer credit for personal, domestic or household purposes.

No. Ringing or enquiring doesn't involve a credit check. A credit check only comes up if you decide to go ahead with an option.

No. Your enquiry stays with our team. We don't spray your details around the market; we match your deadline to an option that can meet it.

The bill, notice or contract behind the deadline, photo ID for every signatory, online banking access for your business accounts, your ABN or ACN, property details if there's security, and an idea of how the funding gets repaid. The call-ready sheet puts it on one page.

Because the options we look at depend on the real amount, the real deadline and whether there's property. Accurate answers mean the first call is about solutions, not corrections.

A lending specialist who has read your enquiry. You'll deal with a real person who knows your deadline.

Because every business loan is priced on its own facts — security, amount, term and exit. A headline rate wouldn't tell you what your option actually costs. Ask for the total cost of finance in dollars when you compare options.

No. Enquiring is free and doesn't commit you to anything.